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RETIREMENT PLANNING 

IF YOU ARE WITHIN 5 YEARS AWAY FROM RETIREMENT, ASK YOURSELF THESE 3 QUESTIONS...

Have I saved enough for retirement?

Do I have a strategy to make sure my retirement assets last me through retirement?

How can I make sure my needs, wants, and wishes are met?

Client Centered

What we provide

Consider any financial scenario, no matter how complex, and let us take care of the heavy lifting. Our experienced team of financial professionals is equipped to model any situation and provide you with possible options. Don't worry if you don't have all the answers – we're here to help. We take a close look at your potential sources of income in retirement and run projections for different "what if" scenarios to make sure we cover any gaps. 

Who it's meant for

This model is ideal for any individual or couple that is approaching retirement. You have saved throughout your whole career, but what's next? With this model, we analyze your retirement plan(s) to ensure you are on the right path towards retirement. 

Peak Model

Our Peak Model retirement plan helps you build a personalized retirement income strategy based on a thorough analysis of all your investment assets, giving you the confidence you need to start your retirement journey on the right foot. Let's take a closer look at how we can assist you in achieving your financial goals.


Free no obligation consultation

We offer a complimentary consultation called the "Discovery Meeting." This meeting allows us to take a preliminary look at your financial situation, identify any gaps in your retirement plan, and ensure that we can provide value to you as we work together. Schedule your free consultation with us today.

Schedule a Discovery Meeting

Our approach to help guide you toward your vision of retirement 

Asset Allocation

Asset Allocation

Careful consideration of asset allocation can help reduce the volatility, the degree of price fluctuation of the overall portfolio and help optimize investors’ balance of risk and return.

Withdrawal Rate

Withdrawal Rate

Choosing the wrong time to begin withdrawing income during retirement can have a dramatic impact on your future retirement income, as can withdrawing too much money too soon.

Longevity

Longevity

With boomers living longer, healthier lives, retirement could conceivably last for 30 years or more. In that case, there is every possibility that retirees—or their spouses—could outlive their income.

Inflation & Taxes

Inflation & Taxes

Inflation constantly erodes purchasing power through increased costs, while taxes reduce the potential of investable earnings.

Long-Term Care

Long-Term Care

Statistics concerning the rise in these costs and how many people will incur them are staggering. The real problem with these expenses is that no one is certain if, when, or how much may be needed. This issue is very difficult to plan for with any accuracy.

Social Security

Social Security

or your unique case, we look how how social security can supplement your retirement income and at what age will be best for maximizing your benefit. 

"What-if" Scenarios

"What-if" Scenarios

One of our sayings is: "You'll know when you're ready for retirement when you are ready". What happens if I retire earlier? What happens if I want to work longer? We model out every scenario to give you the options you desire.

Pension Analysis

Pension Analysis

Analyzing and maximizing your pension benefits and exploring options once benefits eligible. 


Planning Features

<br data-mce-bogus="1">Retirement Readiness Score


Retirement Readiness Score


Get a score for how ready you are to retire based on your expenses in retirement and income needs. Our software allows us to run your financial scenario through 1000 trials, determining your probability of success and giving you the confidence to pursue financial independence.

Cash Flow Models

Cash Flow Models


With years of experience guiding clients through life's transitions, we have the expertise to model your retirement income through life expectancy -- with a primary goal of making sure that your expenses, wants, and wishes are addressed throughout your entire retirement, even up to life expectancy.




Personal Financial Website

Personal Financial Website


Streamline your financial management with access to your very own financial website. Say goodbye to logging into multiple websites to view your accounts. Our user-friendly, one-stop portal allows you to view all your assets in one convenient location along with many other useful tools.







*All screen shots are for illustrative purposes only, and the actual details will be different.

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