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Financial Planning Process

To help you reach your specific life goals, we take a a six-step approach to find out more about you and develop a plan for turning your vision into reality.


Establish and define the client-financial professional relationship  

  • Get to know more about you and how we can help you
  • Discussing your situation
  • Establishing a pricing and fee schedule
  • Introduce you to our philosophy, expertise, and capabilities
  • Discuss your current savings and income levels


Gather client data, including goals and expectations 

  • Formalizing our working relationship
  • Gathering appropriate financial data, objectives and risk tolerances 
  • Discussing and establishing goals, attitudes, views and concerns
  • Discuss your expectations for saving and investing
  • Perform comprehensive review of your personal financial profile
  • Address any questions or concerns you may have


Process and analyze information to determine financial needs

  • Reviewing your data and assessing your status relative to goals, objectives and attitudes
  • Analyzing and evaluating your current financial status
  • Confirming and clarifying your data
  • Preparing a preliminary financial plan
  • Explore alternative ideas and refine recommendations as needed


Create a custom-built plan

  • Presenting a final plan document
  • Begin identifying solutions that fit your situation
  • Determine which opportunities can help you reach your goals
  • Develop a working plan document based on your input and our expertise 
  • Establish a formal action plan to move forward


Set your plan in motion

  • Reviewing and recommending specific financial products necessary to implement the financial plan
  • Coordinate with your other professionals: CPA, attorney, insurance agent, etc.
  • Discuss your level of comfort with the final plan and make any required changes
  • Work together to implement the financial plan


Ongoing review and assessment 

  • Update your financial plan to keep current
  • Take account of any changes to your financial situation
  • Analyzing ongoing issues
  • Making adjustments as your situation changes