Financial Planning Process

To help you reach your specific life goals, we take a a six-step approach to find out more about you and develop a plan for turning your vision into reality.

1) DISCOVERY

Establish and define the client-financial professional relationship

Get to know more about you and how we can help you
Discussing your situation
Establishing a pricing and fee schedule
Introduce you to our philosophy, expertise, and capabilities
Discuss your current savings and income levels

2) COLLECT

Gather client data, including goals and expectations

Formalizing our working relationship
Gathering appropriate financial data, objectives and risk tolerances
Discussing and establishing goals, attitudes, views and concerns
Discuss your expectations for saving and investing
Perform comprehensive review of your personal financial profile
Address any questions or concerns you may have

3) ANALYZE

Process and analyze information to determine financial needs

Reviewing your data and assessing your status relative to goals, objectives and attitudes
Analyzing and evaluating your current financial status
Confirming and clarifying your data
Preparing a preliminary financial plan
Explore alternative ideas and refine recommendations as needed

4) DESIGN

Create a custom-built plan

Presenting a final plan document
Begin identifying solutions that fit your situation
Determine which opportunities can help you reach your goals
Develop a working plan document based on your input and our expertise
Establish a formal action plan to move forward

5) IMPLEMENT

Set your plan in motion

Reviewing and recommending specific financial products necessary to implement the financial plan
Coordinate with your other professionals: CPA, attorney, insurance agent, etc.
Discuss your level of comfort with the final plan and make any required changes
Work together to implement the financial plan

6) REVIEW

Ongoing review and assessment

Update your financial plan to keep current
Take account of any changes to your financial situation
Analyzing ongoing issues
Making adjustments as your situation changes